vicio intrínseco do bem ou interesse segurado

English translation: Inherent vice of the insured item or interest

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Portuguese term or phrase:vicio intrínseco do bem ou interesse segurado
English translation:Inherent vice of the insured item or interest
Entered by: Maria Teresa Borges de Almeida

19:25 Oct 16, 2014
Portuguese to English translations [PRO]
Law/Patents - Insurance
Portuguese term or phrase: vicio intrínseco do bem ou interesse segurado
This text below is the one only sentence (standing alone) of a clause (called Inherent Vice) in a insurance policy:

"Nao especificado pelo Segurado vicio intrínseco do bem ou interesse segurado (conforme o Código Civil), ou não aceito tal risco pela Seguradora, o mesmo não se inclui na garantia do seguro contratado."

The first half of the text is what I'm doubting (as well as "garantia do seguro" toward the end), but this is my try:

"Inherent vice of the insured goods or interest (according to the Brazilian Civil Code) not specified by the Insured, or such risk not agreed by the Insurer, excluded in the insurance guarantee taken out."

Que opinam?
Seth Phillips
United States
Local time: 16:22
Inherent vice of the insured item or interest
Explanation:
Diria assim...

inherent vice

An exclusion found in most property insurance policies eliminating coverage for loss caused by a quality in property that causes it to damage or destroy itself.


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Note added at 1 hr (2014-10-16 20:38:53 GMT)
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http://www.irmi.com/online/insurance-glossary/terms/i/inhere...

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Note added at 1 hr (2014-10-16 20:40:13 GMT)
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Notwithstanding that these matters were only perilous to a work of art which was bound to deteriorate, it can be difficult to argue that the dominant factor was the inherent vice of the insured item.
http://www.thefederation.org/documents/Carter-F04.htm
Selected response from:

Maria Teresa Borges de Almeida
Portugal
Local time: 21:22
Grading comment
4 KudoZ points were awarded for this answer



Summary of answers provided
3 +1inherent defect of the insured article or interest
Adrian MM. (X)
4Inherent vice of the insured item or interest
Maria Teresa Borges de Almeida


  

Answers


52 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
inherent defect of the insured article or interest


Explanation:
"Inherent *defect* of the insured goods or interest *pursuant* to the Brazilian Civil Code) *undisclosed* by the Insured, or such risk as is not *accepted* by the Insurer*s* (fem>corp>plural), *is not included* in the insurance *cover* taken out (effected)"

Perhaps the asker should read an insurance primer or insurance chapter of any US or UK/Irish etc. commercial or business law book.


    Reference: http://www.irmi.com/online/insurance-glossary/terms/i/inhere...
Adrian MM. (X)
Local time: 22:22
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 24

Peer comments on this answer (and responses from the answerer)
agree  Mario Freitas: only "asset" instead of "article"
7 hrs
  -> Obrigado!
Login to enter a peer comment (or grade)

1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5
Inherent vice of the insured item or interest


Explanation:
Diria assim...

inherent vice

An exclusion found in most property insurance policies eliminating coverage for loss caused by a quality in property that causes it to damage or destroy itself.


--------------------------------------------------
Note added at 1 hr (2014-10-16 20:38:53 GMT)
--------------------------------------------------

http://www.irmi.com/online/insurance-glossary/terms/i/inhere...

--------------------------------------------------
Note added at 1 hr (2014-10-16 20:40:13 GMT)
--------------------------------------------------

Notwithstanding that these matters were only perilous to a work of art which was bound to deteriorate, it can be difficult to argue that the dominant factor was the inherent vice of the insured item.
http://www.thefederation.org/documents/Carter-F04.htm

Maria Teresa Borges de Almeida
Portugal
Local time: 21:22
Native speaker of: Native in PortuguesePortuguese
PRO pts in category: 12
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